Associate
Nicole Portelli
Nicole Portelli
Nicole is an Associate within the Corporate and Banking and Finance team at Mamo TCV Advocates. As a student, she gained experience mainly in corporate law within the legal department of a reputable audit firm. Throughout her years at the University of Malta, Nicole was a Board member of one of the law student organizations on campus, ELSA Malta, for the term 2017/18. In 2018, she graduated from the University of Malta with a Bachelor of Laws (Honours). Prior to completing her studies, Nicole completed her pupillage within the Firm’s Litigation and Dispute Resolution department. She then graduated with a Master of Advocacy from the University of Malta in November 2019 and was admitted to the Bar in Malta in January 2020.
Education
- Bachelor of Laws (LL.B.(Hons.))
- Master of Advocacy (M.Adv)
Get In Touch
Address
MAMO TCV Advocates
Palazzo Pietro Stiges
103, Strait Street
Valletta, VLT 1436
Malta
Stay updated with our latest insights
Court of Appeal (Inferior Jurisdiction) Orders the Reinstatement of Bank Accounts
Bank Accounts were reinstated after Bank failed to give justified reasons for termination under AML/CFT obligations. 1. Facts of the Case APS Bank p.l.c. (hereinafter 'the Bank’) had informed a customer (hereunder ‘the Appellant’) that, after the Bank’s internal policies and procedures were revised, the Bank was no longer in a position to provide banking services to her and, that consequently, their contractual relationship was being terminated. The Appellant lodged a complaint before the Arbiter for Financial Services in Malta (hereunder ‘the Arbiter’) claiming that the Bank had terminated the banking relationship unfairly, without a valid reason and contrary to…
Payments Insights #2 –
EBA Opinion on Payment Fraud and Possible Mitigants
On the 29th of April 2024, the European Banking Authority (the ‘EBA’) published an opinion (the ‘Opinion’) in which it assesses payment fraud data and identifies new types and patterns of payment fraud while developing proposals to mitigate them. In this second Payments Insight we highlight some of the most important key considerations emerging from the EBA’s Opinion. The power of the EBA to issue this Opinion stems from Articles 1(5), 8(2)(g), 9(4), and 16a(1) of Regulation (EU) No 1093/2010. These provisions empower the EBA to promote a uniform approach to the regulation and supervision of innovative financial activities. Additionally,…
Payments Insights #1 –
Safeguarding under the Proposed PSD3
Introduction to the Payments Insights Series The European Commission is currently in the process of updating the EU’s legal framework for payment services. These proposals include: A proposed Third Payment Services Directive (the ‘PSD3’) which is a directive on payment services and electronic money services in the EU’s internal market which will repeal the Second Payment Services Directive (the ‘PSD2’) and the Second Electronic Money Directive (the 'EMD2’); and A proposed new Payment Services Regulation (the ‘PSR’). The proposed legal amendments aim to: Strengthen the protection of users and enhance confidence in payments and electronic money services; Improve the competitiveness…
