regulatorycompliance

In Malta, a business assisting prospective homebuyers in securing mortgage financing may not itself provide the loan. Nevertheless, depending on the nature of its activities, it may be required to obtain regulatory admission from the Malta Financial Services Authority (“MFSA”). On 4 November 2026, the MFSA published revised Credit Intermediaries Rules relating to Mortgage Credit Agreements (the “Rules”), following the introduction of the Mortgage Credit Intermediaries (Admission) Regulations, 2026, through Legal Notice 263 of 2026. Although admission requirements for mortgage credit intermediaries were already established under Malta's implementation of Directive 2014/17/EU (the “Mortgage Credit Directive”), the revised framework aligns the…