Associate
Andrea Abela
Andrea Abela
Andrea is an Associate in the Investment Services team at Mamo TCV Advocates. She graduated with a Bachelor of Laws (Honours) from the University of Malta in 2021 and completed a Master of Advocacy in the following academic year.
With previous experience, Andrea has developed expertise in financial regulatory compliance, investment services, funds, and digital payment services. In her current role, she is actively involved in guiding clients through the complexities of regulatory landscapes. One of her key responsibilities is facilitating clients’ compliance with licensing prerequisites and ensuring ongoing adherence to regulatory requirements across a spectrum of financial services matters.
Education
- Bachelor of Laws (Honours) (2021, University of Malta)
- Master of Advocacy (2023, University of Malta)
Memberships
- Admitted to the Maltese Bar, Superior Courts of Malta (2023)
- Chamber of Advocates
Get In Touch
Address
MAMO TCV Advocates
Palazzo Pietro Stiges
103, Strait Street
Valletta, VLT 1436
Malta
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Recent Amendments to CBM Directive 19
Introduction Directive No. 19 (the “Directive”), issued by the Central Bank of Malta (the “CBM” or the “Central Bank”) on the 7th July 2021 officially came into effect on 1st January 2022, with amendments issued in September 2024. It applies to all paper-based instruments issued, processed, or encashed within Malta’s jurisdiction, as long as these instruments are denominated in euros. The Directive sets the framework for the safe and effective use of cheques and bank drafts (collectively referred to as "paper-based instruments") where the payer, payee and the regulated institutions servicing the paper-based instruments are all located in Malta. It…
Fintech Insights #8 –
Furthering MiCAR in Malta by Chapter 647
Chapter 647 of the Laws of Malta, titled the Markets In Crypto-Assets Act (hereinafter referred to as “Chapter 647”), integrates all aspects of Regulation (EU) 2023/1114 of the European Parliament and Council on markets in crypto-assets (“MiCAR”). MiCAR regulates the issuers of asset-referenced tokens (“ARTs”), electronic money tokens (“EMTs”), other types of tokens, as well as the conduct of crypto asset service providers (“CASPs”). Malta’s presidential assent to Chapter 647 was given on the 5th of November 2024 through Act No. XXXVI of 2024 (“Act 36 (2024)”); and it was promulgated on the same day. Similar to MiCAR, Act 36…
AI in the Banking Sector – a Sword, a Shield or an Achilles’ Heel?
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