Senior Accountant
Stephania Frendo
Stephania Frendo
Stephania is a Certified Public Accountant with a Practicing Certificate in Auditing, having graduated from the University of Malta in 2008 with a Bachelor of Accountancy (Hons) degree. She has extensive experience, having spent 13 years at EY’s Assurance Department before joining Mamo TCV Advocates.
Her expertise encompasses comprehensive financial and accounting services for clients across various industries, including both SMEs and large corporations. Stephania values strong communication and collaboration, focusing on building lasting relationships with clients to understand their unique needs.
Education
- Bachelor of Accountancy (Hons)
Memberships
- Malta Institute of Accountants (Member)
Get In Touch
Address
MAMO TCV Advocates
Palazzo Pietro Stiges
103, Strait Street
Valletta, VLT 1436
Malta
Stay updated with our latest insights
Fintech Insights #8 –
Furthering MiCAR in Malta by Chapter 647
Chapter 647 of the Laws of Malta, titled the Markets In Crypto-Assets Act (hereinafter referred to as “Chapter 647”), integrates all aspects of Regulation (EU) 2023/1114 of the European Parliament and Council on markets in crypto-assets (“MiCAR”). MiCAR regulates the issuers of asset-referenced tokens (“ARTs”), electronic money tokens (“EMTs”), other types of tokens, as well as the conduct of crypto asset service providers (“CASPs”). Malta’s presidential assent to Chapter 647 was given on the 5th of November 2024 through Act No. XXXVI of 2024 (“Act 36 (2024)”); and it was promulgated on the same day. Similar to MiCAR, Act 36…
AI in the Banking Sector – a Sword, a Shield or an Achilles’ Heel?
1. Introduction We are not only living in a digital age but also in an age where individuals and businesses increasingly depend on banks for their day-to-day activities. The convergence of these two factors is compounded with the increased use of artificial intelligence (AI) both generally and specifically in the banking sector. From a general perspective, AI start-ups in 2013 received USD 2 bn in investments globally which increased twelvefold in 2018 to USD 24 bn . The European Commission is also planning to invest a total of €112 mm in AI, quantum research and innovation . More specifically, recent…
Regulatory Compliance Quarterly Update | Q3 2024
We are pleased to issue the tenth edition of the Regulatory Compliance Quarterly Updates. These updates are intended to keep Maltese regulated entities informed of regulatory changes and developments taking place in the local financial services space. In this issue, we focus on the sector specific and cross-sectoral regulatory updates relating to investment services, CSPs, fintech, insurance undertakings and insurance intermediaries. Our tenth Regulatory Compliance Quarterly Update can be found here .The Regulatory Compliance Quarterly Update does not purport to give legal, regulatory,financial or tax advice. Should you require further information or assistance, please do not hesitate to contact Michael…
